Joel Spolin
Joel Spolin, Founder and President, SpoLoan

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Palo Alto’s Premier Mortgage Banker

Joel Spolin, noted among the nation’s top mortgage bankers by Mortgage Originator Magazine, is one of Palo Alto’s most well-known names in residential and commercial loans. Get the approval you need today at (650) 529-4700 or

Residential and
Commercial Mortgages

We help consumers and investors secure the best mortgage financing available in the marketplace by using our MatchLoan system representing over 70 of the nation’s top mortgage lenders.

Purchasing and

We help our clients purchase a new home or property, or refinance their existing mortgage to improve the terms and condition. We feature "bridge loans" to help clients buy before they sell, and offer many no-cost refinances where we pay all of the closing costs.

Loan Restructuring and

We help clients renegotiate or restructure existing mortgages in situations where the loans are "underwater" or in the event of financial hardship.
We do not charge for this service – it is free to the community.

Learn More SpoLoan Services